Welcome to Our Public Adjusters
Your trusted partner in navigating the challenging world of insurance claims. We specialize in a wide range of services designed to support you during times of unexpected property damage and loss.
Our services encompass thorough assessments, meticulous documentation, and skillful negotiation with insurance companies to ensure you receive the maximum compensation you deserve. We are your trusted allies in the journey to restoring your property and your peace of mind.
Important Needed Documents to get started:
1. Full policy = Declaration, plus full policy for date of loss.
2. If new or disputed claim All communications, letters, photos etc.
3. Copies of contractors bids and paid invoices including cash receipts, Engineer reports.
4. Contents list with photos, if new claim we can help with this.
WHY YOU NEED US
- You’ve got damage to your property
- You’re overwhelmed mentally and physically
- You don’t know where to start nor do you even want to deal with this
- YOU NEED A PROFESSIONAL TO INVESTIGATE, DOCUMENT, NEGOTIATE AND RECOVER FUNDS FROM YOUR INSURANCE COMPANY!
WE DO ALL OF IT AND RECOVER MORE MONEY THAN DOING IT YOURSELF!
Insurance companies bank on you not reading your policy. Many will underpay or deny coverage. But when a public adjuster is involved, insurance companies know the game is over!
In 2008 and 2009, policyholders represented by a public adjuster filed 39% of catastrophe claims, including 19% of new and 57% of re-opened catastrophe claims. Policyholders with public adjuster representation typically received higher settlements than those without public adjusters.
The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher. Full article here.
You benefit hiring public adjuster, Richard Myers.
We start by completely explaining the procedure to you. After you give us written permission to represent you the meticulous inspection begins. Nothing is overlooked. Having a public adjuster familiar with causes of damage is also an asset. Hidden damages may be present. Your insurance company will send their own adjuster to inspect the damages. Remember they work for the insurance company, not you. A public adjuster works solely for your best interest. We handle everything, including negotiations and all communications with your insurance company. Gathering data on your contents can be stressful too. We will help by offering forms to organize the information needed for your claim.
Whether you’ve tried to file a claim already or you want us to start from the beginning we are here for you. Call now for a free phone consultation. 832.687.7225
In 2008 and 2009, public adjusters represented many Citizens insurance company’s policyholders who filed claims. Many Citizens policyholders retained a public adjuster to assist them in filing their insurance claims. Specifically, policyholders represented by a public adjuster submitted slightly over a quarter (26%) of non-catastrophe claims filed in 2008 and 2009, including 24% of new and 54% of re-opened non-catastrophe claims. During this period, policyholders represented by a public adjuster filed 39% of catastrophe claims, including 19% of new and 57% of re-opened catastrophe claims. Policyholders with public adjuster representation typically received higher settlements than those without public adjusters. Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes (see Exhibit 6). In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher. Because of the potential larger increase in the settlement amount it benefits the policyholder to hire our public adjusters, Richard Myers.
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Disasters are devastating. Mental and physical fatigue can overwhelm you. The last thing you need is a fight with your insurance company. That’s why hiring a public adjuster can alleviate a tremendous amount of stress.
Vehicle Damage May Warrant Hiring A Public Adjuster
Managing insurance claims in the wake of hurricanes and other natural disasters
Plays a crucial role in assessing, documenting, and advocating for property owners to ensure comprehensive settlement
Dealing with water damage, as they specialize in evaluating and negotiating insurance claims to ensure that clients receive proper compensation
What Our Clients Are Saying
Richard Myers is a conciencious and effective Public Adjuster. He looks after his clients interests and prepares good presentations and estimates to achieve the best..
Peter De
- Principal at Peter de la Mora, PE